Best travel credit cards in India in 2023

Credit cards have become  popular financial tools today as  they offer quick access to credit money and provide a grace period to repay them without any interest These cards also come with a range of offers, privileges, and merchant discounts. Additionally, you can also find credit cards with specific privileges such as shopping benefits, travel privileges, lifestyle, and entertainment offers. If you are a frequent traveller, you can apply for a travel credit card and explore a range of travel benefits such as discounted air tickets, complimentary airport lounge access etc. 

Looking to apply for the best credit card with travel benefits? The following article brings you the list of the best travel credit cards in India in 2023

What are the benefits of travel credit cards?

Travel credit cards offer numerous benefits on your trip expenses which include offers of ticket booking, hotel booking, free airport and railway lounge access, and more. Here are the key benefits of travel credit cards in India. 

• Loyalty benefits 

Travel credit cards come with exclusive loyalty benefits, such as Air Miles reward points. On every credit card expense, you earn Air Miles that you can redeem later to enjoy additional discounts and privileges on trips.

• Discounted ticket and hotel bookings

Banks and card issuers often come with periodic discounts and offers on travel and hotel bookings. You can search for prevailing travel offers on your credit card online or using your credit card account. 

• Airport lounge access

To unwind from the hassles of the airport, you can also access airport lounges using your travel credit card free of charge. However, the free access may be limited to a specific number of entries, and you must verify it before applying for the card. 

• Travel and personal accident cover

Travel credit cards also offer air accident cover and personal accident cover during your trips. When you book your tickets using your travel credit card, your trips automatically get insured. For any claims and assistance, you can contact your bank’s customer support team. 

Best credit card with travel benefits in 2023

Among top card issuers, IDFC FIRST Bank brings a range of credit cards with exciting travel benefits. Listed below are the most popular credit cards with travel privileges. 

• IDFC FIRST Bank Select Credit Card

This card offers you comprehensive shopping and travel benefits. Along with never expiring reward program, you also get premium benefits, including lifestyle and entertainment privileges. Following are the key benefits of the IDFC FIRST Bank Select credit card. 

• Complimentary railway and airport lounge access per year
• Discount on commuting to and from the airports across 3000 cities
• Access to over 900 luxury hotels across the globe
• Air accident cover of up to ₹1 crore, personal accident cover of up to ₹5,00,000, including lost card liability of ₹50,000
• Earn up to 10X rewards on your card expenses.

• IDFC FIRST Bank Wealth Credit Card

Wealth credit card from IDFC FIRST Bank comes with exciting travel benefits when you are going places. In addition, you get extensive rewards on every card expense that you can redeem for additional discounts on your trip bookings, etc. Here are the key benefits of the Wealth credit card. 

• Get complimentary domestic as well as international airport lounge access, including spa visits. 
• Discount on commuting to and from the airports across 3000 cities
• Access to over 900 luxury hotels across the globe
• Air accident cover of up to ₹1 crore, personal accident cover of up to ₹10,00,000, including lost card liability of ₹50,000
• Concierge service for hassle-free bookings and travel assistance 

With a travel credit card, you can make the most of your trips and save more on your travel expenses. However, when applying for a credit card, you must go research online and find the best card suiting your needs. The above list will help you choose a suitable credit card for your next trip.